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Terms of Use

Welcome to (“Site,” “Website”). The following ‘Terms of Use’ dictates your use of the Website which is owned and operated by SBS Consulting Pte Ltd (“us,” “we,” or “our”). The users or visitors to the Site are addressed as “you” or “your.”

The ‘Terms of Use’ constitute a legally binding agreement between the Visitors and Us regarding the use of the Site. By continuing to access the Site, you accept our Terms of Use in its present form or its new or amended version. The changes become applicable as and when they are published on the website. When in doubt, please browse the ‘Terms of Use’ web page on this site to know the latest position.


The content presented on this website is purposed as the general information and hardly forms any professional advice. We should not be held responsible for any injuries, losses or damages resulting out of the user’s reliance upon it or any other information downloaded from the website.

We are cautious about the information displayed on the Website. However, we provide no promises, guarantees or warranties whatsoever to vouchsafe the accuracy of the content. The onus is on the users when in doubt, to take professional and qualified advice.

Copyrighted Content

All the content which includes audio, video, graphics, images and text used to present information on this Site is copyrighted adhering to the Singaporean Law. The onus is on the user to use it for personal or non-commercial use only. The content should not be edited, modified, reproduced, transmitted, uploaded, distributed or published in any form in any media without our express permission.

Links to Third Party Websites

The Site may contain links to the external websites that are not necessarily under our control. We refute any responsibilities or the liabilities coming out of the use of these websites, their content, their products or services, or the practices adopted by them.